Wednesday, July 28, 2010

Race Week in Rockwall

Provided By (PRBob)


If you've ever crossed the Interstate 30 causeway over Lake Ray Hubbard on a warm Wednesday afternoon, or taken more than a cursory glance at the Rockwall City logo, then you're no doubt aware that we do a fair amount of sailing here. On any given weekend, just about any time of the year, one can see sailing craft of all sizes from dinghies up to luxury cruising vessels, each striving to catch the evening breeze sweeping across the lake. The fact that these winds are generally pretty reliable makes Ray Hubbard one of Texas' most popular inland sailing venues. No fewer than three marinas around the lake offer services and slips for sailors, and weather permitting, races both formal and informal are held several times a week.


There can be no denying that the premier sailing event of the season is Dallas Race Week. Almost always held during the week of summer solstice in June, Race Week attracts sailors from all over North Texas. Started in 1984 by a group of local sailors, it was modeled after a week-long event held every spring in Antigua. The group, led by local racer Scott Self, had raced in the event and had so much fun that they decided to put one together in the Dallas area. Over the years, Race Week evolved into a fund raiser for local charities, and is now hosted by the Rockwall Breakfast Rotary Club on behalf of non-profit groups in our area. This year's race, held a month later than usual to take advantage of the new docks at the harbor, raised approximately $20,000 through corporate sponsorships and entry fees.


Most participants of Race Week would agree that the thrill of the race is only half the fun. Local establishments such as the Hilton and Flying Saucer host after-race parties with food, drink and music, while private parties may spring up at a moment's notice at any number of docks. For many, this is the time to connect with friends they may see only once a year.


The race committee is charged with keeping the race fun by setting courses which are challenging while being easily observed by those on shore. A fleet of boats flying colorful spinnakers on a downwind leg is an undeniably beautiful sight to behold, whether from vantage points on land or on water. Scott Self and Stephen Straughan, this year's chairmen, set a series of courses with an even greater variety than usual. "This year", said Self, "we wanted to cover every corner of the lake to keep it interesting for the sailors, and to give more sponsors a chance to participate." For the first time, racers got a chance to start and finish in the area near Bass Pro, getting a chance to try out the new guest docks and to sample the amenities of the new restaurants in that part of the lake.


If you've been bitten by the sailing bug but don't have a boat, fret not. Many boat owners, or "skippers", have room on board for those with experience, or are willing to learn the sport. Taking lessons at a local sailing school is a good way to hook up with skippers in need of crew. Sometimes, just walking along the docks and striking up a conversation with a saling crew will get you on board. If keeping your legs on land is more your style, there are plenty of places to watch the action. The lighthouse at the Harbor and the jetty at Chandler's Landing are two of the best places to observe the start and finish lines. To the south, Rush Creek Yacht Club hosts at least one race a week offshore of their clubhouse. Those who want to get out on the water for a closer look, but don't want to work at trimming sails can try an evening cruise on the Seawolf . But be advised - getting that close to the action is likely to get you hooked. You'll be back for more.

Saturday, July 24, 2010

You Make the Difference!

Provided By Lakepointe Church

Head on over today to Lakepointe Church to participate in the health fair and blood drive!

8am-1pm

@ the Rockwall Campus

Friday, July 23, 2010

Summer Fun For Rockwall Kids

Provided By Planet Rockwall

Rockwall Parks Department Summer Programs for Preschool & Youth

Registrations are currently being taken for preschool, youth and adult programs offered by the City of Rockwall Parks & Recreation Department for Spring 2010. For more information on any of the programs listed below please call 972-771-7740. You can register for a program by stopping by The Center at 108 E. Washington or mailing the registration form in the Fun Guide to “Fun Guide,” 108 E. Washington, Rockwall, Texas 75087.

For the Kids:
Looking for more fun for the kids this summer? Registration is underway for the following Preschool and Youth programs:

Texas Freestyle Karate on Tuesdays from 6:00 - 7:00 pm
Kamp Kinderdance beginning July 26 for ages 3 - 6 years at 10:15 am
Mad Science Super Sleuth: Spy Masters beginning on July 26 at 9:00 am for ages 6 - 12 years
Bubbles, Smoke & Explosions beginning on Aug 2 at 9:00 am for ages 6 - 12 years
Adventures in Art Camp beginning on August 2nd at 2:00 pm for ages 5 - 13 years
Mineral Wells State Park Rock Climbing Trip for ages 10 & Up on Saturday, July 31.

Check out the FunGuide or www.rockwall.com/parks for more detailed information and ALL upcoming Summer programs for kids & adults.

Monday, July 19, 2010

Underwater? Alternatives to Walking Away

Written By Broderick Perkins
Published By Realty Times
Source Rockwall KW Blog

Home owners who are "underwater" with their home loan and seek to come up for air by walking away from the debt, could still be gasping for relief years down the road.

There are occasions when walking away from your home -- and down the road to foreclosure -- is your only option, but seldom is it the best alternative.

Mortgages are "underwater" or "upside down" when the property experiences negative equity -- the mortgage is larger than the current value of the property. Negative equity is caused by a decline property value, an increase in mortgage debt or, most likely, both.

The consensus among experts is to consider the alternatives before abandoning your home, talk with your lender and seek counseling from a U.S. Department of Housing and Urban Affairs (HUD) certified counselor.

Don Bisenius, the head of Freddie Mac's home-loan guarantee business, recently asked borrowers to stick it out through the crisis.

Bisenius said foreclosures lead to degraded neighborhoods, more expensive mortgages and reduced home values.

"In the end, borrowers considering a strategic default should recognize the damaging impact their actions can have on others," he wrote.

The Obama Administration's frequently updated and strengthened multi-tiered MakingHomeAffordable.com program and other government efforts offer a good start with a host of options.

• Refinancing, turning in your existing mortgage for a new one, is perhaps the toughest option to accomplish. A refinance requires meeting stiff underwriting requirements -- an excellent credit report, a high credit score of 720 or more, documented career level income and little debt, for starters.

Federal programs, including the Federal Housing Administration's refinance effort, can be a good bet for those who haven't yet faced hardship and can qualify for a new loan.

• A mortgage modification reworks the terms of existing loans to get the payment down to a more affordable level. To add greater affordability, lenders lower the interest rate, lengthen the term of the loan or reduce the principal -- or do some combination of all three. Modifications can be used by qualified home owners who aren't yet struggling as well as those who are in a pinch.

• Short sales

Modifications and short sales can impact your credit, but not necessarily with the force of a foreclosure.

Bottom line, exploring all the options is a better first step than walking away. I understand feeling financial pressure is difficult and embarrassing, but there is a point at which everyone has time to explore the options. In just about every case, that's much better than doing nothing at all. I strongly feel there is no reason for anyone to get a foreclosure" said Zdenka Mahan, a real estate agent with Intero Real Estate in Los Gatos.

Do you have questions about short sales, refinancing and loan modifications? Give Debbie Brown & Associates a call at 972-772-7029 or email us at debbie@debbie-brown.com.

Friday, July 16, 2010

Heat Advisory Through Sunday

Plan on taking extra steps to stay cool this weekend. Weather experts say we're in for serious --possibly dangerous -- heat through Sunday evening. The National Weather Service has issued a heat advisory until 7 p.m. Sunday. That means heat index values -- the "feels like" temperature -- will be 105 degrees or more in the afternoon. And overnight lows won't get below the upper 70s.

For a complete weather forescast, watch my Fox DFW.

If you're going to be outside any time today or this weekend, be sure to wear loose light clothing and drink plenty of water. If you're going to be out in the pool or on the lake, don't drink a lot of alcohol. Beer or any other alcohol will actually dehydrate you and make you more susceptable to heat-related illnesses.

The NWS also wants North Texans to check on elderly neighbors, and reminds everyone never to leave children or pets in a vehicle.

Thursday, July 15, 2010

Concert on the Lake

Tonight at Harbor Rocks Blaze of Glory will be performing a Bon Jovi Tribute! Bring your blankets, lawn chairs, family and friends for some FUNtertainment! Music festivities begin tonight at 7:30. See you there!

Monday, July 12, 2010

Toyota Cup Triathlon

Published By The City of Rockwall

The 2010 Life Time Fitness Triathlon Series Race to the Toyota Cup will be held in Dallas on October 10. This year, the Toyota U.S. Open Triathlon features a new course at The Harbor in Rockwall.

The new course changes the event from its original point-to-point format to a circular course. It offers a 1,500m swim at Lake Ray Hubbard, with a 40k bike ride through the community of Rockwall, and a 10k run that starts and ends at The Harbor in Rockwall.

“We are thrilled and proud to be hosting the U.S. Open, where the Race to the Toyota Cup Champions will be crowned,” said Rockwall Mayor Bill Cecil. “The Harbor complex is the perfect setting for this event, for athletes and spectators alike.”

Held four consecutive years in Dallas, the Toyota U.S. Open Triathlon serves as the championship event for the six-race Life Time Fitness Triathlon Series Race to the Toyota Cup.

“I am excited about our new course design which improves participant logistic and spectator viewing,” said Dave Campbell, vice president, Life Time Fitness Athletic Events. “Logistically, the new course will substantially enhance participants’ experience, streamlining equipment transportation, transition areas and lodging. For participants and spectators alike, the Harbor offers the perfect landscape.”


For more information, please go to racetothetoyotacup.com.

Friday, July 9, 2010

Movie Night at the Harbor

Nothing beats an ice cold drink and hot buttered popcorn. Check out these summer flicks at Cinemark 12 at the Harbor!

Opening Today

Top Box Office

Pick a flick, head out to the Harbor and sit back, relax and enjoy the show!